Independent Mortgage Broker in Bristol & the South West

Clear mortgage advice. Wider choice. Better-informed decisions.

Independent, whole-of-market mortgage advice for homeowners, buyers, landlords and businesses, from straightforward mortgages to complex property finance.

130+Lenders availableWhole-of-marketMortgage adviceBristol-basedServing clients UK-wideProperty financeResidential · BTL · Commercial · Bridging

★★★★★

Independent client reviews

Read independent reviews from homeowners we’ve helped across the UK.

What Our Clients Say

WHAT WE DO

Mortgage & Protection Advice Across Bristol & the South West

Based in Bristol, Haupt & Co helps first-time buyers, homeowners, landlords, and self-employed clients secure mortgages and property finance across Bristol, North Somerset, the South West, and throughout the UK.

A row of elegant London brick townhouses with sage green doors, overflowing flower boxes, and cascading purple wisteria, captured in warm golden evening light along a quiet residential street.

Residential Mortgages

Buying a home shouldn't feel like decoding a foreign language. We compare rates from over 130 lenders, explain what you qualify for, and handle the paperwork. First-time buyer, moving up, or remortgaging - we'll walk you through it.

Professional woman reviewing financial documents and tablet in a modern home, planning property or business finances with a calm, focused approach

Buy-to-Let & Investment Finance

From single rentals to HMOs and portfolio lending, we structure finance that actually works for your investment goals. We help landlords and investors at every stage whether you're just starting out or growing what you've already built.

Business owner reviewing commercial development plans on site, preparing to secure asset and commercial finance for business growth

Commercial & Asset Finance

Need finance for commercial property, vehicles, machinery, or specialist equipment? We help businesses access the funding they need to operate and expand. From property mortgages to asset finance, we find flexible solutions that fit your business.

Protection Cover for families

Insurance & Protection

Protect what matters most. We work with leading insurers to arrange life insurance, critical illness cover, income protection, business protection, and health insurance. If something happens, you'll have the coverage you need.

Haupt & Co Bristol mortgage office

No faff. Just good mortgage advice.

At Haupt & Co, we know that mortgages don’t always fit neatly into boxes. Some are straightforward, others involve self-employment, limited companies, portfolio properties, raising capital, complex income or circumstances that need a little more thought.

We take the time to understand what you’re trying to achieve and focus on the things that actually matter. We’ll ask the right questions, explain your options in a way that makes sense and give you our view. If there’s a problem, we’ll look for a way through it. If something isn’t realistic, we’ll tell you that too.

Behind that straightforward experience is a lot of work. We know which lenders to approach for different circumstances, research the detail when a case is more complex and speak directly with lenders on your behalf. We’ll anticipate potential issues, oversee the entire process, and minimise the admin for you.

We like things to move. We’ll stay involved, deal with issues as they arise and keep you informed throughout. You’ll know what’s happening, why it matters and when we need something from you.

“We don't make mortgages more complicated than they need to be. We'll get to the point, tell you where you stand and work out what needs to happen next.”

Who We Help

Whether you’re buying your first place, moving on, investing, or building something bigger, we help you figure out the smartest next step.

First Time Buyers

Buying your first place? Clear advice without the stress. 

Home Movers

We keep your move smooth and on track.

Remortgagers

Better rate, better deal, better future. 

Developers

We structure funding that keeps projects moving.

Landlords

Smarter finance for optimising your portfolio.

Businesses

Commercial finance that backs your next move. 

Access to Over 130 Lenders

We work with the UK’s most trusted residential and commercial lenders, plus private healthcare providers. This means we can compare rates across the entire market and secure competitive options tailored to your situation.

EXPLORE

Discover the Right Mortgage Solution for You

Our Mortgages

Tailored mortgage solutions for every stage of your property journey

Our Clients

From first-time buyers to seasoned investors with 50+ properties

Specialist Services

Expert guidance for complex lending needs and portfolio growth

Why Choose Haupt & Co?

Arranging a mortgage or finance is one of the most important financial decisions you’ll make, and the stakes are often high. At Haupt & Co, we help remove uncertainty by providing informed, independent advice built on experience, insight, and a clear understanding of your long-term goals. Choosing Haupt & Co means working with advisers committed to guiding you through every stage of your financial and property journey with expertise and care.

Mortgage Broker Bristol Expertise

As an independent mortgage broker, Haupt & Co is not tied to any single bank or lender. Unlike high-street banks, we assess a wide range of mortgage options across the market, including specialist lenders who consider cases on merit rather than rigid criteria. This broader access allows us to recommend mortgage and protection solutions that are genuinely tailored to your circumstances and always aligned with your best interests.

A Trusted Financial Partner

From initial consultation through to completion and beyond, Haupt & Co supports individuals and businesses throughout their mortgage, protection, and commercial finance journey. When situations don’t fit neatly into standard lending models, we take a strategic approach structuring cases carefully, presenting them intelligently, and exploring solutions beyond the obvious.

Haupt & Co Mortgage FAQs

No two situations are the same. These are some of the questions we’re asked most often.

What is an independent mortgage broker and why does it matter?

An independent mortgage broker works across the whole market rather than being tied to a single bank or lender. At Haupt & Co, we compare products from over 130 lenders, including specialist lenders that don’t appear on comparison sites, to find the most suitable option for your circumstances. This means you get impartial advice based on what’s right for you, not what a single lender wants to sell you.

In many cases, yes. Banks can only offer their own products, while we access the whole market. We also know which lenders are most likely to accept your application based on your income, credit profile, and circumstances which means fewer rejections and better outcomes. For complex cases in particular, the difference can be significant.

Yes. We advise across residential mortgages, buy-to-let and portfolio lending, commercial property finance, bridging finance, development finance, and asset finance. Whether you’re buying your first home or structuring finance for a growing property portfolio, we can help.

Yes – this is an area we specialise in. Many high-street lenders use rigid automated criteria that don’t reflect how self-employed income actually works. We work with lenders who assess applications on their merits, considering retained profits, contract income, and non-standard income structures to find solutions that work for your situation.

We are based in Bristol and primarily serve clients across Bristol, North Somerset, Bath, and the wider South West. However, we advise clients throughout the UK, so wherever you are based, we can help.

The first step is a free initial consultation with one of our advisers. There’s no obligation and no paperwork at this stage – just a conversation about your situation, your goals, and your options. You can book directly online via our website or call us on 0300 303 3745.

Contact Us

Got a question or ready to get started? We’d love to hear from you.

Sustainability

The mortgage and lending industry has a real impact on the built environment and climate change. The finance it provides shapes how homes are built, renovated, heated, and powered.

At Haupt & Co, we recognize this responsibility. That’s why we support certified carbon-removal projects every time we help a client, contributing to a more sustainable future alongside your financial goals.

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