Independent Mortgage Broker in Bristol and the South West

Whole-of-Market Mortgage Broker Bristol - Advice for Buyers, Landlords and Businesses

Haupt & Co is an independent, whole-of-market mortgage broker serving Bristol, North Somerset and the South West. As your local Mortgage Broker Bristol, we compare products from over 130 lenders with no ties to any bank or building society.

We specialise in buy-to-let mortgages, commercial finance, bridging finance, second charge mortgages, and complex income cases, while also helping first-time buyers, home movers, and homeowners secure the right mortgage with clear, practical advice.

Whether you are purchasing your first home, growing a property portfolio, or refinancing existing borrowing, we help you secure suitable finance without unnecessary jargon or pressure.

What Our Clients Say

WHAT WE DO

Mortgage & Protection Advice Across Bristol & the South West

Based in Bristol, Haupt & Co helps first-time buyers, homeowners, landlords, and self-employed clients secure mortgages and property finance across Bristol, North Somerset, the South West, and throughout the UK.

A row of elegant London brick townhouses with sage green doors, overflowing flower boxes, and cascading purple wisteria, captured in warm golden evening light along a quiet residential street.

Residential Mortgages

Buying a home shouldn't feel like decoding a foreign language. We compare rates from over 130 lenders, explain what you qualify for, and handle the paperwork. First-time buyer, moving up, or remortgaging - we'll walk you through it.

Professional woman reviewing financial documents and tablet in a modern home, planning property or business finances with a calm, focused approach

Buy-to-Let & Investment Finance

From single rentals to HMOs and portfolio lending, we structure finance that actually works for your investment goals. We help landlords and investors at every stage whether you're just starting out or growing what you've already built.

Business owner reviewing commercial development plans on site, preparing to secure asset and commercial finance for business growth

Commercial & Asset Finance

Need finance for commercial property, vehicles, machinery, or specialist equipment? We help businesses access the funding they need to operate and expand. From property mortgages to asset finance, we find flexible solutions that fit your business.

Protection Cover for families

Insurance & Protection

Protect what matters most. We work with leading insurers to arrange life insurance, critical illness cover, income protection, business protection, and health insurance. If something happens, you'll have the coverage you need.

Family spending time together at home in a calm, comfortable living space, reflecting clear mortgage advice and financial decisions built around everyday life
Bright, modern living room interior with natural light and calm neutral tones, representing a comfortable home supported by clear mortgage advice

Clear, Straightforward Mortgage Advice

We believe mortgage advice should be clear and straightforward.

At Haupt & Co, we keep things personal. No jargon, no guesswork – just clear advice based on what you need. Our team of independent advisers help clients understand their options and make confident decisions.

We take the time to understand your goals and explain your options clearly. What’s right for you, what isn’t, and where you’ll find the best value. You’ll know exactly what you’re signing, why we’re recommending it, and what it’ll cost you every month.

We’ll ensure you always know where you stand, what’s happening next, and why it matters. With transparent guidance and advisers who genuinely care, we help you move forward with clarity and confidence.

“Everyone’s situation is different, and that’s where knowledge and experience really matter. We look beyond standard options and create solutions that others can’t - whether it’s your first home or a more complex portfolio.”

Who We Help

Whether you’re buying your first place, moving on, investing, or building something bigger, we help you figure out the smartest next step.

Clear advice, whatever your next move

First Time Buyers

Buying your first place? Clear advice without the stress. 

Home Movers

We keep your move smooth and on track.

Remortgagers

Better rate, better deal, better future. 

Developers

We structure funding that keeps projects moving.

Landlords

Smarter finance for optimising your portfolio.

Businesses

Commercial finance that backs your next move. 

Access to Over 130 Lenders

We work with the UK’s most trusted residential and commercial lenders, plus private healthcare providers. This means we can compare rates across the entire market and secure competitive options tailored to your situation.

EXPLORE

Discover the Right Mortgage Solution for You

Our Mortgages

Tailored mortgage solutions for every stage of your property journey

Our Clients

From first-time buyers to seasoned investors with 50+ properties

Specialist Services

Expert guidance for complex lending needs and portfolio growth

Why Choose Haupt & Co?

Arranging a mortgage or finance is one of the most important financial decisions you’ll make, and the stakes are often high. At Haupt & Co, we help remove uncertainty by providing informed, independent advice built on experience, insight, and a clear understanding of your long-term goals. Choosing Haupt & Co means working with advisers committed to guiding you through every stage of your financial and property journey with expertise and care.

Mortgage Broker Expertise

As an independent mortgage broker, Haupt & Co is not tied to any single bank or lender. Unlike high-street banks, we assess a wide range of mortgage options across the market, including specialist lenders who consider cases on merit rather than rigid criteria. This broader access allows us to recommend mortgage and protection solutions that are genuinely tailored to your circumstances and always aligned with your best interests.

A Trusted Financial Partner

From initial consultation through to completion and beyond, Haupt & Co supports individuals and businesses throughout their mortgage, protection, and commercial finance journey. When situations don’t fit neatly into standard lending models, we take a strategic approach structuring cases carefully, presenting them intelligently, and exploring solutions beyond the obvious.

Haupt & Co Mortgage FAQs

No two situations are the same. These are some of the questions we’re asked most often.

What is an independent mortgage broker and why does it matter?

An independent mortgage broker works across the whole market rather than being tied to a single bank or lender. At Haupt & Co, we compare products from over 130 lenders, including specialist lenders that don’t appear on comparison sites, to find the most suitable option for your circumstances. This means you get impartial advice based on what’s right for you, not what a single lender wants to sell you.

In many cases, yes. Banks can only offer their own products, while we access the whole market. We also know which lenders are most likely to accept your application based on your income, credit profile, and circumstances which means fewer rejections and better outcomes. For complex cases in particular, the difference can be significant.

Yes. We advise across residential mortgages, buy-to-let and portfolio lending, commercial property finance, bridging finance, development finance, and asset finance. Whether you’re buying your first home or structuring finance for a growing property portfolio, we can help.

Yes – this is an area we specialise in. Many high-street lenders use rigid automated criteria that don’t reflect how self-employed income actually works. We work with lenders who assess applications on their merits, considering retained profits, contract income, and non-standard income structures to find solutions that work for your situation.

We are based in Bristol and primarily serve clients across Bristol, North Somerset, Bath, and the wider South West. However, we advise clients throughout the UK, so wherever you are based, we can help.

The first step is a free initial consultation with one of our advisers. There’s no obligation and no paperwork at this stage – just a conversation about your situation, your goals, and your options. You can book directly online via our website or call us on 0300 303 3745.

Contact Us

Got a question or ready to get started? We’d love to hear from you.

Sustainability

The mortgage and lending industry has a real impact on the built environment and climate change. The finance it provides shapes how homes are built, renovated, heated, and powered.

At Haupt & Co, we recognize this responsibility. That’s why we support certified carbon-removal projects every time we help a client, contributing to a more sustainable future alongside your financial goals.

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