Mortgages

UK Mortgage Advice, Made Personal

Clear advice for home buyers, homeowners and property investors.

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★★★★★

Independent client reviews

Read independent reviews from clients we’ve helped across the UK.

What we do

The right mortgage can save you thousands – or cost you if you get it wrong. We make sure you get it right.

At Haupt & Co, we provide expert UK mortgage advice for people at every stage – whether you’re buying your first home, remortgaging to save money, or building a property portfolio. As independent brokers, we search the entire market, from high street banks to specialist lenders, to find options that fit your situation, not just what’s easiest to arrange.

We take time to understand your circumstances and goals, then navigate the complexity so you don’t have to. Whether you’re self-employed, have a complex income structure, or need a non-standard solution, we’ll explain your options clearly and help you choose the path that makes sense for your future.

Where we really excel: Complex cases that require specialist lenders. Self-employed? Multiple properties? Limited company structure? Told “no” by your bank? We work daily with portfolio landlords, business owners, and high-net-worth individuals in exactly these situations. We know which lenders will consider your application and how to present it for approval.

Your first call takes as long as you need. There is no pressure and no obligation.

Our UK Mortgage Services

We provide advice across a full range of mortgage services, including residential, remortgage, buy-to-let, second charge, limited company, first-time buyer, self-employed, expat and foreign national mortgages.

Family walking along a residential street of detached homes

Purchase

Independent mortgage advice to help you secure the right deal when buying your next home, from first-time purchases to high-value properties.

Couple reviewing renovation plans in their kitchen while exploring remortgage options to improve their financial position

Remortgage

Expert remortgage guidance to help you save money, release equity, or switch to a better rate, handled smoothly from start to finish.

Landlord reviewing paperwork while overlooking a London city view, planning a buy-to-let mortgage strategy

Buy to Let

Tailored buy-to-let mortgage advice for landlords and property investors, including portfolio and limited company structures.

Woman discussing financial calculations with a mortgage adviser in a bright home office, considering second charge lending

Second Charge

Bespoke advice about flexible second charge finance options to release equity without changing your existing mortgage.

Property investor walking through an empty modern home, assessing a purchase using a limited company mortgage structure

Limited Co

Specialist guidance for property investors using Special Purpose Vehicles (SPVs) to build and manage buy-to-let portfolios efficiently.

Young couple imagining their first home while standing together by a window, representing the early stages of buying a property in the UK.

First Time Buyer

Step-by-step guidance for first-time buyers in Bristol, from your deposit and affordability through to completion.

Self-employed professional reviewing accounts and paperwork while preparing a mortgage application.

Self Employed

Mortgage advice for sole traders, contractors and the self-employed, presenting your income clearly to lenders.

Expat mortgages. Couple working remotely from a terrace overseas, managing UK property plans while living abroad.

Expat Mortgages

UK mortgage advice for British expats buying or remortgaging property in the UK while living abroad.

International buyers reviewing documents while arranging finance for a UK property.

Foreign National

UK mortgage advice for overseas buyers and foreign nationals purchasing or refinancing property in the UK.

Haupt & Co is a whole-of-market, FCA regulated Mortgage Broker, specialising in simple & complex lending.

What we’ll cover in your first call with Haupt & Co

During an initial conversation, we’ll talk through:

Why Haupt & Co

What Our Clients Say

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Andrew Kingston profile picture
Andrew Kingston
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Haupt & Co are nothing short of amazing when it comes to mortgages! They really know their stuff, they keep you up to date every step of the way, they also provide service with a smile, which is hard to find these days! I’d highly recommend them to anyone 😀👍🏼
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Courtney Jaehme profile picture
Courtney Jaehme
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I received a fantastic service from Haupt & Co - they made the whole mortgage process as stress-free as possible from start to finish. So helpful, knowledgeable and responsive, always taking the time to explain everything clearly and find the best deal for us. Couldn't recommend them highly enough, thank you so much for all your help!
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Vic Saunders profile picture
Vic Saunders
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Very helpful, understanding and knowledgeable
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Richard Jaehme profile picture
Richard Jaehme
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I have used Haupt & Co for a number of remortgages now, Ed and his team always manage to beat the competition, when I cross-check their deals. Their customer service is excellent. I've also used them for life insurances, and Nick is fantastic at what he does. All of the team bring a very common-sense approach to their work, and they make things happen quickly. I would highly recommend.
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Jack Walsh profile picture
Jack Walsh
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Can't recommend Ed, Nick and Steph at Haupt & Co highly enough. I've used them a number of times now - across both my residential mortgage and my rental - and the service has been spot on every time. They take the stress out of what can be a genuinely daunting process, explain everything in plain English, and always come back to you quickly. If you need a mortgage broker in Bristol, these are the people to call.
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V R Heal profile picture
V R Heal
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Ed has helped me with a number of mortgages, buy to lets and residential. He is great to work with, really helpful and great advice. Would highly recommend.
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Tom Luke profile picture
Tom Luke
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Ed and Stef have been fantastic throughout the remortgaging of our house after a fixed term ended. They made it as stress free as possible and were completely clear about what was needed at every step as we went through. I have already recommended them to friends and family and will continue to do so!
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Jacob Flurry profile picture
Jacob Flurry
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Ed at Haupt & Co has been great every time my mortgage is up for renewal or if I have general financial queries in the property market. Always keeping me up to date with the best rates with my application and making the whole process as stress free as possible.
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Paul Infanti profile picture
Paul Infanti
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Ed and the team were amazing from start to finish. They recently helped us with our remortgage and are now arranging a mortgage for our daughter as well. Having access to the whole market really makes a difference, and the advice and process were completely seamless throughout. We can’t recommend them highly enough — 5⭐ plus!
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Claire Adams profile picture
Claire Adams
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Ed has always been very knowledgeable on all different mortgages be it residential ,hmo , btl , commercial , which having a diverse portfolio is exactly what I require . Also prompt with mortgage applications and updates while the mortgage proceeds. Always very happy to use this company .😊
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