Mortgage & Protection Guides and Insights

Practical Guidance for Property Finance

Mortgages and property finance are rarely as straightforward as a headline rate or quick online search might suggest.

Our guides and articles draw on the questions, challenges and real-life cases we deal with every day, covering everything from buying and remortgaging to buy-to-let, specialist property finance and financial protection.

Explore our latest guidance, insights and case studies below.

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Independent client reviews

Read independent reviews from clients we’ve helped across the UK.

Latest Mortgage Guides & Insights

Guides and articles with clear explanations and an honest take on the mortgage and property market.

A couple looking at a period brick house with scaffolding during a refurbishment, holding rolled plans

Bridging Loans Explained: How They Work, What They Cost and When They Make Sense

How bridging loans work, what they cost and when they make sense, with a worked example and the risks to weigh before you borrow, from a Bristol mortgage broker.
Sunlit commercial shopfronts and period buildings on a Bristol street

Buying Business Premises in Bristol: Rent or Buy?

How an owner-occupier commercial mortgage works, what it costs and what Bristol business owners should weigh up when deciding whether to rent or buy their premises.
Estate agent shop window with property listings, representing questions to ask an estate agent before making an offer

Questions to Ask an Estate Agent Before Making an Offer

The short list of questions to ask an estate agent and seller before you make an offer, from a Bristol mortgage broker. Whether you are a first-time buyer or a landlord, asking early can save months and thousands of pounds.
Colourful houses in Bristol

The Complete Guide to SPV Buy-to-Let Mortgages

Buying property through a limited company changes how a buy-to-let mortgage is assessed, structured and taxed. This guide explains how SPV mortgages work and what to consider before choosing this route.
Bristol Landlords

Bristol & South West Landlord Guide 2026: How to Run a Secure, Profitable Tenancy

A practical guide for Bristol and South West landlords covering tenant referencing, guarantors, rent protection, compliance and strategies for a more secure tenancy.
First time buyer mortgage advice Bristol – couple planning their first home

First-Time Buyer Guide 2026: Are You Closer to Buying Than You Think?

A practical guide for first-time buyers covering affordability, deposits, mortgage options and the key steps to getting ready to buy your first home.
Protection Cover for families

What is Protection Cover and Why Would I Need It?

A straightforward guide to protection cover, why it matters when you have a mortgage, and how it can help protect your family's financial security.
Landlord reviewing their buy-to-let portfolio

Is Being a Landlord Worth It in 2026? UK Guide | Haupt & Co

A practical look at what the Renters' Rights Act means for landlords, the pressures facing the sector, and whether buy-to-let can still be worthwhile.
Independent Mortgage Broker Bristol - Haupt & Co

Remortgaging Made Simple: When to Review & How to Save

When to review your mortgage, how to save money, and what most people get wrong about switching deals. A plain-English guide for UK homeowners.

What Our Clients Say

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Andrew Kingston profile picture
Andrew Kingston
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Haupt & Co are nothing short of amazing when it comes to mortgages! They really know their stuff, they keep you up to date every step of the way, they also provide service with a smile, which is hard to find these days! I’d highly recommend them to anyone 😀👍🏼
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Courtney Jaehme profile picture
Courtney Jaehme
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I received a fantastic service from Haupt & Co - they made the whole mortgage process as stress-free as possible from start to finish. So helpful, knowledgeable and responsive, always taking the time to explain everything clearly and find the best deal for us. Couldn't recommend them highly enough, thank you so much for all your help!
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Vic Saunders profile picture
Vic Saunders
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Very helpful, understanding and knowledgeable
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Richard Jaehme profile picture
Richard Jaehme
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I have used Haupt & Co for a number of remortgages now, Ed and his team always manage to beat the competition, when I cross-check their deals. Their customer service is excellent. I've also used them for life insurances, and Nick is fantastic at what he does. All of the team bring a very common-sense approach to their work, and they make things happen quickly. I would highly recommend.
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Jack Walsh profile picture
Jack Walsh
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Can't recommend Ed, Nick and Steph at Haupt & Co highly enough. I've used them a number of times now - across both my residential mortgage and my rental - and the service has been spot on every time. They take the stress out of what can be a genuinely daunting process, explain everything in plain English, and always come back to you quickly. If you need a mortgage broker in Bristol, these are the people to call.
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V R Heal profile picture
V R Heal
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Ed has helped me with a number of mortgages, buy to lets and residential. He is great to work with, really helpful and great advice. Would highly recommend.
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Tom Luke profile picture
Tom Luke
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Ed and Stef have been fantastic throughout the remortgaging of our house after a fixed term ended. They made it as stress free as possible and were completely clear about what was needed at every step as we went through. I have already recommended them to friends and family and will continue to do so!
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Jacob Flurry profile picture
Jacob Flurry
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Ed at Haupt & Co has been great every time my mortgage is up for renewal or if I have general financial queries in the property market. Always keeping me up to date with the best rates with my application and making the whole process as stress free as possible.
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Paul Infanti profile picture
Paul Infanti
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Ed and the team were amazing from start to finish. They recently helped us with our remortgage and are now arranging a mortgage for our daughter as well. Having access to the whole market really makes a difference, and the advice and process were completely seamless throughout. We can’t recommend them highly enough — 5⭐ plus!
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Claire Adams profile picture
Claire Adams
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Ed has always been very knowledgeable on all different mortgages be it residential ,hmo , btl , commercial , which having a diverse portfolio is exactly what I require . Also prompt with mortgage applications and updates while the mortgage proceeds. Always very happy to use this company .😊

Looking for a mortgage broker in Bristol?

Whether you are buying your first home, remortgaging or investing in buy-to-let, we can help you understand your options and work out what to do next.

As an independent, whole-of-market broker with access to 130+ lenders, we also advise on landlord and SPV mortgages, commercial and business finance, and protection to help safeguard your family’s financial security.

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