Independent Mortgage Broker in Bristol & the South West

No faff. Just good mortgage advice.

Independent, whole-of-market mortgage advice for first-time buyers, homeowners, self-employed borrowers, landlords and businesses.

From a first mortgage or a remortgage to portfolio lending and commercial finance.

THE PEOPLE BEHIND HAUPT & CO

Real people.
Straight answers.

You’ll deal with the same small team who take the time to understand what you’re trying to do, tell you where you stand and get on with finding the right solution.

130+Lenders availableWhole-of-marketMortgage adviceBristol-basedServing clients UK-wideProperty financeResidential · BTL · Commercial · Bridging

★★★★★

Independent client reviews

Read independent reviews from clients we’ve helped across the UK.

WHAT WE DO

Mortgage & Protection Advice Across Bristol & the South West

Based in Bristol, Haupt & Co helps first-time buyers, homeowners, landlords, and self-employed clients secure mortgages and property finance across Bristol, North Somerset, the South West, and throughout the UK.

Residential Mortgages

Buying a home shouldn't feel like decoding a foreign language. We compare rates from over 130 lenders, explain what you qualify for, and handle the paperwork. First-time buyer, moving up, or remortgaging - we'll walk you through it.

Buy-to-Let & Investment Finance

From single rentals to HMOs and portfolio lending, we structure finance that actually works for your investment goals. We help landlords and investors at every stage whether you're just starting out or growing what you've already built.

Commercial Finance

Buying business premises, refinancing commercial property or investing in a mixed-use building? We help business owners and property investors explore suitable commercial mortgage options, explain the costs and conditions clearly, and manage the application through to completion.

Insurance & Protection

Protect what matters most. We work with leading insurers to arrange life insurance, critical illness cover, income protection, business protection, and health insurance. If something happens, you'll have the coverage you need.

Straight answers. A sensible way through.

At Haupt & Co, we know that mortgages don’t always fit neatly into boxes. Some are straightforward, others involve self-employment, limited companies, portfolio properties, raising capital, complex income or circumstances that need a little more thought.

We take the time to understand what you’re trying to achieve and focus on the things that actually matter. We’ll ask the right questions, explain your options in a way that makes sense and give you our view. If there’s a problem, we’ll look for a way through it. If something isn’t realistic, we’ll tell you that too.

Behind that straightforward experience is a lot of work. We know which lenders to approach for different circumstances, research the detail when a case is more complex and speak directly with lenders on your behalf. We’ll anticipate potential issues, oversee the entire process, and minimise the admin for you.

We like things to move. We’ll stay involved, deal with issues as they arise and keep you informed throughout. You’ll know what’s happening, why it matters and when we need something from you.

“We don't make mortgages more complicated than they need to be. We'll get to the point, tell you where you stand and work out what needs to happen next.”

Edward Haupt - Managing Director

Who We Help

Whether you’re buying your first place, moving on, investing, or building something bigger, we help you figure out the smartest next step.

First Time Buyers

Buying your first place? Clear advice without the stress.

Home Movers

We keep your move smooth and on track.

Remortgagers

Better rate, better deal, better future.

Developers

We structure funding that keeps projects moving.

Landlords

Smarter finance for optimising your portfolio.

Businesses

Commercial finance that backs your next move.

130+ lenders compared, so you don’t have to.

High street and specialist lenders, residential and commercial. Compared properly before we recommend anything.

Why Choose Haupt & Co?

Arranging a mortgage or finance is one of the most important financial decisions you’ll make, and the stakes are often high. At Haupt & Co, we help remove uncertainty by providing informed, independent advice built on experience, insight, and a clear understanding of your long-term goals. Choosing Haupt & Co means working with advisers committed to guiding you through every stage of your financial and property journey with expertise and care.

Mortgage Broker Bristol Expertise

As an independent mortgage broker, Haupt & Co is not tied to any single bank or lender. Unlike high-street banks, we assess a wide range of mortgage options across the market, including specialist lenders who consider cases on merit rather than rigid criteria. This broader access allows us to recommend mortgage and protection solutions that are genuinely tailored to your circumstances and always aligned with your best interests.

A Trusted Financial Partner

From initial consultation through to completion and beyond, Haupt & Co supports individuals and businesses throughout their mortgage, protection, and commercial finance journey. When situations don’t fit neatly into standard lending models, we take a strategic approach structuring cases carefully, presenting them intelligently, and exploring solutions beyond the obvious.

Haupt & Co Mortgage FAQs

No two situations are the same. These are some of the questions we’re asked most often.

What is an independent mortgage broker and why does it matter?

An independent mortgage broker works across the whole market rather than being tied to a single bank or lender. At Haupt & Co, we compare products from over 130 lenders, including specialist lenders that don’t appear on comparison sites, to find the most suitable option for your circumstances. This means you get impartial advice based on what’s right for you, not what a single lender wants to sell you.

Can a mortgage broker in Bristol get me a better deal than going direct to my bank?

In many cases, yes. Banks can only offer their own products, while we access the whole market. We also know which lenders are most likely to accept your application based on your income, credit profile, and circumstances which means fewer rejections and better outcomes. For complex cases in particular, the difference can be significant.

Do you help with buy-to-let and commercial mortgages as well as residential?

Yes. We advise across residential mortgages, buy-to-let and portfolio lending, commercial property finance, bridging finance, development finance, and asset finance. Whether you’re buying your first home or structuring finance for a growing property portfolio, we can help.

Can you help if I'm self-employed or have a complex income?

Yes – this is an area we specialise in. Many high-street lenders use rigid automated criteria that don’t reflect how self-employed income actually works. We work with lenders who assess applications on their merits, considering retained profits, contract income, and non-standard income structures to find solutions that work for your situation.

What areas do you cover as a mortgage broker?

We are based in Bristol and primarily serve clients across Bristol, North Somerset, Bath, and the wider South West. However, we advise clients throughout the UK, so wherever you are based, we can help.

How do I get started with Haupt & Co?

The first step is a free initial consultation with one of our advisers. There’s no obligation and no paperwork at this stage – just a conversation about your situation, your goals, and your options. You can book directly online via our website or call us on 0300 303 3745.

What Our Clients Say

      
   Haupt & Co
   18 Google reviews 
  Write a review 
  
 
 
   
 
 
       Posted on Google  
   
   Andrew Kingston 
 
 
 
 Trustindex verifies that the original source of the review is Google. Haupt & Co are nothing short of amazing when it comes to mortgages! They really know their stuff, they keep you up to date every step of the way, they also provide service with a smile, which is hard to find these days!

I’d highly recommend them to anyone 😀👍🏼
  
 
      Posted on Google  
   
   Courtney Jaehme 
 
 
 
 Trustindex verifies that the original source of the review is Google. I received a fantastic service from Haupt & Co - they made the whole mortgage process as stress-free as possible from start to finish. So helpful, knowledgeable and responsive, always taking the time to explain everything clearly and find the best deal for us. Couldn't recommend them highly enough, thank you so much for all your help!
  
 
      Posted on Google  
   
   Vic Saunders 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very helpful, understanding and knowledgeable
  
 
      Posted on Google  
   
   Richard Jaehme 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have used Haupt & Co for a number of remortgages now, Ed and his team always manage to beat the competition, when I cross-check their deals. Their customer service is excellent. I've also used them for life insurances, and Nick is fantastic at what he does. All of the team bring a very common-sense approach to their work, and they make things happen quickly. I would highly recommend.
  
 
      Posted on Google  
   
   Jack Walsh 
 
 
 
 Trustindex verifies that the original source of the review is Google. Can't recommend Ed, Nick and Steph at Haupt & Co highly enough. I've used them a number of times now - across both my residential mortgage and my rental - and the service has been spot on every time. They take the stress out of what can be a genuinely daunting process, explain everything in plain English, and always come back to you quickly. If you need a mortgage broker in Bristol, these are the people to call.
  
 
      Posted on Google  
   
   V R Heal 
 
 
 
 Trustindex verifies that the original source of the review is Google. Ed has helped me with a number of mortgages, buy to lets and residential. He is great to work with, really helpful and great advice. Would highly recommend.
  
 
      Posted on Google  
   
   Tom Luke 
 
 
 
 Trustindex verifies that the original source of the review is Google. Ed and Stef have been fantastic throughout the remortgaging of our house after a fixed term ended. They made it as stress free as possible and were completely clear about what was needed at every step as we went through.

I have already recommended them to friends and family and will continue to do so!
  
 
      Posted on Google  
   
   Jacob Flurry 
 
 
 
 Trustindex verifies that the original source of the review is Google. Ed at Haupt & Co has been great every time my mortgage is up for renewal or if I have general financial queries in the property market.
Always keeping me up to date with the best rates with my application and making the whole process as stress free as possible.
  
 
      Posted on Google  
   
   Paul Infanti 
 
 
 
 Trustindex verifies that the original source of the review is Google. Ed and the team were amazing from start to finish. They recently helped us with our remortgage and are now arranging a mortgage for our daughter as well.
Having access to the whole market really makes a difference, and the advice and process were completely seamless throughout.
We can’t recommend them highly enough — 5⭐ plus!
  
 
      Posted on Google  
   
   Claire Adams 
 
 
 
 Trustindex verifies that the original source of the review is Google. Ed has always been very knowledgeable on all different mortgages be it residential ,hmo , btl , commercial , which having a diverse portfolio is exactly what I require . Also prompt with mortgage applications and updates  while the mortgage proceeds. Always very happy to use this company .😊

Contact Us

Got a question or ready to get started? We’d love to hear from you.

Sustainability

The mortgage and lending industry has a real impact on the built environment and climate change. The finance it provides shapes how homes are built, renovated, heated, and powered.

At Haupt & Co, we recognize this responsibility. That’s why we support certified carbon-removal projects every time we help a client, contributing to a more sustainable future alongside your financial goals.

Guides & Insights

Mortgage Guidance

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Independent Mortgage Broker in Bristol & the South West

No faff. Just good mortgage advice.

THE PEOPLE BEHIND HAUPT & CO

Real people.
Straight answers.

★★★★★